Loans

Paying off debt can make more sense than saving

August 21, 2016

Banks, building societies, the government of the day, our parents – there are lots of people telling us we should save money. So it’s perhaps no surprise that we feel bad if we don’t put money aside for the future. But does it make economic sense? Many of us would in fact be better off […]

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How to check your credit score

August 21, 2016

When you apply for any form of credit, such as a credit card, personal loan or mortgage, one of the first things a lender will do is check that your credit score is up to scratch. Your credit score effectively shows how well you’ve managed credit in the past. The higher your score, the more […]

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How to make a PPI claim

August 21, 2016

  It’s been about five years since the British Bankers’ Association gave up its legal fight over the mis-selling of PPI, and decided not to appeal against a court challenge against new mis-selling rules. Since then millions of people affected by PPI mis-selling have claimed compensation, costing the banks somewhere in the region of £24 […]

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Snubbed for credit? How to fight back

August 21, 2016

It means you’ve got access to mega useful products such as a 0% balance transfer credit card – a great place to park lingering debts while you pay them off. Ditto getting the thumbs up on a cheap personal loan with regular fixed payments. But what if your credit score isn’t up to scratch? Would […]

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Loans versus credit cards

August 21, 2016

Loans and credit cards can both provide you with the funds you need – whether that’s to pay for a new car or home improvements – but they work in very different ways. Here’s our rundown of the pros and cons of each to help you decide which is right for you. Credit cards Pros […]

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Could a personal loan work for you?

August 21, 2016

If you’re looking to borrow a substantial sum – whether that’s to fund home improvements or a new car – the limit on a credit card sometimes just won’t stretch far enough. In which case, a personal loan could be a better option. Here are a few reasons why… 1. Competitive interest rates Thanks to […]

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Shop around for the best personal loan

August 21, 2016

Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals. Australia’s official cash rate target may be down to 2 per cent but rates on personal loans range from under 6 per cent, up to […]

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Personal loans for 457 visa holders in Australia

August 21, 2016

If you’re a little strapped for cash in your adopted home there’s good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender. When you apply for a loan Australian […]

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Can I get a personal loan if I receive Centrelink payments?

August 21, 2016

Being able to access money fast in an emergency by taking out a personal loan can be tricky if you receive Centrelink payments as part of your income. Although still possible there are some important things to know before signing up for a loan and some other options that may be more appropriate for your […]

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Funding the renovation of your dreams

August 21, 2016

With property prices as high as they are currently, moving in to your dream home might be a plan that keeps getting pushed in to the future. Luckily, with a bit of extra cash, having the bathroom of your dreams doesn’t have to be as far off and the best part is that a nice, […]

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