Month: August 2016

How to make a PPI claim

August 21, 2016

  It’s been about five years since the British Bankers’ Association gave up its legal fight over the mis-selling of PPI, and decided not to appeal against a court challenge against new mis-selling rules. Since then millions of people affected by PPI mis-selling have claimed compensation, costing the banks somewhere in the region of £24 […]

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Snubbed for credit? How to fight back

August 21, 2016

It means you’ve got access to mega useful products such as a 0% balance transfer credit card – a great place to park lingering debts while you pay them off. Ditto getting the thumbs up on a cheap personal loan with regular fixed payments. But what if your credit score isn’t up to scratch? Would […]

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Loans versus credit cards

August 21, 2016

Loans and credit cards can both provide you with the funds you need – whether that’s to pay for a new car or home improvements – but they work in very different ways. Here’s our rundown of the pros and cons of each to help you decide which is right for you. Credit cards Pros […]

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Could a personal loan work for you?

August 21, 2016

If you’re looking to borrow a substantial sum – whether that’s to fund home improvements or a new car – the limit on a credit card sometimes just won’t stretch far enough. In which case, a personal loan could be a better option. Here are a few reasons why… 1. Competitive interest rates Thanks to […]

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Shop around for the best personal loan

August 21, 2016

Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals. Australia’s official cash rate target may be down to 2 per cent but rates on personal loans range from under 6 per cent, up to […]

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Personal loans for 457 visa holders in Australia

August 21, 2016

If you’re a little strapped for cash in your adopted home there’s good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender. When you apply for a loan Australian […]

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Can I get a personal loan if I receive Centrelink payments?

August 21, 2016

Being able to access money fast in an emergency by taking out a personal loan can be tricky if you receive Centrelink payments as part of your income. Although still possible there are some important things to know before signing up for a loan and some other options that may be more appropriate for your […]

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Funding the renovation of your dreams

August 21, 2016

With property prices as high as they are currently, moving in to your dream home might be a plan that keeps getting pushed in to the future. Luckily, with a bit of extra cash, having the bathroom of your dreams doesn’t have to be as far off and the best part is that a nice, […]

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Should I borrow money to tick things off my bucket list?

August 21, 2016

Everyone has a dream list of things they’ve always wanted to do but more often than not life gets in the way. It could be work or family commitments or, in a lot of cases, it could be a lack of money. As a general rule we’re often told not to borrow money for non-essentials or […]

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Five Minute Guide to Personal Loans

August 21, 2016

What is a personal loan? A personal loan is a loan from the bank that can be taken out for any number of reasons – paying for an upcoming holiday, buying a new car, or even to cover education fees; it is simply for ‘personal’ use.  One of the most competitive alternatives to a personal […]

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