Loans

Why it would be good if the RBA raised rates

December 13, 2018

The Reserve Bank hasn’t raised interest rates since 2010, so it will be terrible when it eventually happens, right? Well, no. Since November 2010, when the Reserve Bank increased the official cash rate to 4.75 per cent, it has gradually fallen to a record-low 1.50 per cent. As a result, banks are currently offering some of the […]

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Save $1,000 by next Christmas by doing this one thing

December 7, 2018

There’s only a few weeks left until Christmas and most Australians will already be feeling the financial pinch. If you’re kicking yourself for not starting to save your income for this holiday season earlier, why not get a head start on next year now? If you’re the kind of person who has trouble saving, avoid […]

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What To Do If You Can’t Make Your Car Payments

November 26, 2018

Whatever your specific circumstances, you’re here because paying your auto loan has or is becoming impossible. Rather than dilly-dally, let’s jump right into what you can do about those car payments. We spoke with Matt Jones, a consumer advice editor with Edmunds, a car-buying resource based in Santa Monica, California, to get some guidance. Here’s his quick explainer […]

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£40 gift card when you secure an M&S loan

August 21, 2016

If you’re in the market for a personal loan, perhaps to fund some home improvements or buy a new car, take a look at this offer from MoneySuperMarket and M&S Bank. The basics Anyone successfully applying for a personal loan with M&S Bank via MoneySuperMarket or MoneySavingExpert before December 4 will receive a £40 M&S […]

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The 5 worst ways to pay for Xmas

August 21, 2016

But when it comes to your method of payment, don’t make a rod for your own back! Here are the top five worst ways you can pay for this year’s shopping – as well as some better alternatives. 1. Payday loans Top of the blacklist when it comes to how to pay for Christmas, is […]

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Use our Smart Search tool – and find top loans and credit cards

August 21, 2016

Fierce competition among credit providers has resulted in tumbling personal loan rates and lengthier interest-free credit card offers. But there’s a catch. To be accepted for these ever-keener deals on borrowing, you’ll need an excellent credit score. If you don’t know the shape your credit score is in and your application is rejected, you can […]

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Paying off debt can make more sense than saving

August 21, 2016

Banks, building societies, the government of the day, our parents – there are lots of people telling us we should save money. So it’s perhaps no surprise that we feel bad if we don’t put money aside for the future. But does it make economic sense? Many of us would in fact be better off […]

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How to check your credit score

August 21, 2016

When you apply for any form of credit, such as a credit card, personal loan or mortgage, one of the first things a lender will do is check that your credit score is up to scratch. Your credit score effectively shows how well you’ve managed credit in the past. The higher your score, the more […]

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How to make a PPI claim

August 21, 2016

  It’s been about five years since the British Bankers’ Association gave up its legal fight over the mis-selling of PPI, and decided not to appeal against a court challenge against new mis-selling rules. Since then millions of people affected by PPI mis-selling have claimed compensation, costing the banks somewhere in the region of £24 […]

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Snubbed for credit? How to fight back

August 21, 2016

It means you’ve got access to mega useful products such as a 0% balance transfer credit card – a great place to park lingering debts while you pay them off. Ditto getting the thumbs up on a cheap personal loan with regular fixed payments. But what if your credit score isn’t up to scratch? Would […]

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